Loan
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Has this housing market cycle just begun?
I sometimes wonder with so little stock extracted from this cycle if it’s still early days for the housing market.…
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What will happen to mortgage rates during Trump’s second term?
It’s no secret that most people believe mortgage rates will be higher under President Trump. But because it was sent…
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Share of first-time homebuyers hits record low: Why that might be a good thing
The National Association of Realtors (NAR) reports that the share of first-time homebuyers has fallen to a historic low of…
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Chase Relationship Pricing offers discount mortgage rates at up to 1% off.
If you recall, Chase acquired struggling First Republic Bank in May 2023. Before First Republic’s collapse, it was the leading…
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How did nearly half of new homebuyers get a mortgage rate of less than 5%?
Everyone knows that high mortgage rates have been a big drag lately, especially for potential homebuyers facing sky-high asking prices.…
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Mortgage rates are in a holding pattern until after the election
It seems clear now that it does not matter what economic data comes out between now and next week. Mortgage…
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Figure launches a second mortgage on the back
Shape Lending unveiled the new loan at a time when housing affordability has rarely been worse. Call it a sign…
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Potential Sellers vs. Must-Sell Sellers
I wanted to take a moment to talk about the types of sellers out there in the housing market. There…
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Home Buyers: Use high mortgage rates as an excuse to get a lower rate
I often try to find positive aspects in bad situations. The latest problem facing potential homebuyers is the return to…
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Fannie and Freddie expand appraisal exemptions to more homebuyers
Fannie Mae and Freddie Mac announced newly expanded appraisal waivers to reduce costs and help more first-time homebuyers purchase a…
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