Debt Managements

Health + dental insurance starts tomorrow

By hope

Happy New Year’s Eve, BAD community!

Entering the year 2025 with a lot of insecurity regarding work. On December 19th, my full-time client again changed his mind about the full-time role. Frankly, I was exhausted by his downward spiral of commitment and decline. I’ve been offered some part-time work for January. But I’m not sure I trust him to pay me at this point.

However, I have health and dental insurance for myself and my two youngest children – a beautician and a gymnast. Woot, woot! I appreciate everyone’s input, especially the link to Georgia Access location.

Monthly cost: $84 Right now with my variable income dramatically reduced.

Coverage starts tomorrow. I will work to find providers and schedule preventive care appointments.

Last summer I wrote about habit stacking. With some time in the new year, I plan to resume my self-employment — a new advisor, a new calendar to keep me on track, and an openness to accepting whatever comes my way in the new year.

It took me a long time to realize that I couldn’t plan for “work” – it comes and goes, whether as a contractor or an employee, but I can plan for the in-between, improve myself, and how to deal with challenges. .

My self-worth should not, cannot, and will not be tied to my work. My identity can no longer be limited to being a mother now that my children have grown up and are on their own.

2025 will be a year of renewal for me. It’s time to let go of the old and embrace the new…whatever that may be.




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