By hope
The message I heard from your comments on my post about changing direction to focus on saving was – not a good idea.
It appears that staying the course to focus on paying down consumer debt should remain a top priority. Budgeting in some savings. What I do now.
Then focus on saving on student loan debt. Then back to student loans.
Am I reading the room correctly on this?
Big Rock’s priorities
- Pay off the remaining $8,600 of credit card debt
- Personal loan repayment of $2,600
- Save 6 months of daily life = $36,000
- Pay off student loans
Sit still
I know selling my house is not a good financial move. i know that.
As commentators have pointed out, this decision is definitely one that moved me. Versus intelligent and logical thinking.
So, for now, I’ll sit on this decision for a little while longer. It’s still running around in my head. But the long flight and staying with my daughter for a week during surgery definitely gave me a different perspective. In fact, this is not something I need to decide right now or set a timeline for.
They even wonder what I will do next.
Getting some stability and figuring out why this is so hard for me is probably a better priority now. I had a good heart-centered conversation about this with my daughter this weekend. Hearing her perspective was eye opening.
Now I’m going to go out and make plans to pay off the debt. An achievable plan. And it’s not a game. One that can be tracked and measured. This is not based on making extra money from side gigs or selling anything. A real, honest plan for good.
Hope is a creative, solutions-focused business manager who helps clients grow their businesses and operate more efficiently by leveraging expertise in project management, digital marketing, and technology solutions. She has recently become an empty nester as her five foster/adopted children spread their wings. She lives with her three dogs in a small town in northeast Georgia and prefers the mountains to the beaches any day. She has the travel bug and does her best to help each of her children finish school and become independent (but it’s hard!) She’s been running her own consulting company for nearly twenty years! Hope began sharing her journey with the BAD community in the spring of 2015, and feels like she’s finally in a place that allows her to truly focus on making wise financial decisions.
