Planned spending in October 2024

Written by Hope

I’ve been practicing “forecasting” for years. It’s my way of budgeting and planning. My kids use it too.

This is my planned spending for the next month. I pray there are no surprises because I plan down to the last penny especially since the princess will be having wisdom teeth surgery next month.

I’m paying off my Frontier card this month. The savings will continue. I’ll find out this month how my new income will affect taxes and self-employment costs. So this number could be affected significantly once I do some analysis.

It’s also the twins’ birthday month! Last year I couldn’t do almost anything. While I’ll be sticking to my budget, I plan to try to come up with something cool for their birthday. Any ideas?

Since the dogs are being taken to Texas next month for a Thanksgiving trip, I need to make sure they are up to date on everything, especially Bordatella, etc., to prevent kennel cough. I’m not sure how much it will cost, but I figured it would be enough.

The kids’ contributions have been adjusted based on gymnastics fees and I expect Beauty to have a plan to move out and no longer pay rent. (This isn’t certain at this point, but it’s a possibility so I’m planning accordingly.) Their remaining payments are their phone payments (Verizon bill).

Update 9/16: I wrote this post at the beginning of the month. Then all sorts of things changed. So I’m posting it as planned, but a revised version will be posted by the end of the month with a more precise plan. There are a lot of moving parts and decisions to be made.