Being told by your dentist that you cannot get care for your dental health needs because you have met your insurance plan’s maximum can be quite frustrating.
But what if I told you:
You can bypass annual caps, discounts, waiting periods and get huge savings with these little-known secrets called Dental Discount Plans.
In this post today I will go over the basics of what a dental savings plan covers and the benefits of the plan.
What are the dental discount plans?
Dental discount plans are membership-based products. That gives you greatly reduced prices on your dental health maintenance. Discount dental plans cover you right away, there is no annual maximum and there is no paperwork.
The only drawback to a dental savings plan is that you don’t get to choose your own dentist.
How do dental discount plans work?
It actually works like a Sam’s Club membership where you pay your annual fee, and you get discounted rates from dentists who are part of the membership plan.
You’ll have access to over 100,000 dentists to choose from in the networks, so it’ll be easy to find a dentist you like, or maybe your current dentist is in the network.
Dental savings plans work for both the dentist and the client. The dentist gets access to clients who need dental care, and the clients get a discount for joining the network.
What are the benefits of a dental discount plan?
Dental savings plans include many benefits including:
- No discounts
- There is no participation fee.
- No hassle of paperwork
- No health restrictions
- No waiting periods
- There is no maximum or annual limit.
- Up to 60% off most procedures
- Over 100,000 participating dentists
- Pre-existing medical conditions covered from day one
This list should help you easily see all the benefits within a dental savings plan and why you should probably choose one instead of a dental insurance plan.
What does a dental savings plan cover?
It would be a mistake to think that this is the “Savings plans“They won’t cover everything you need for good dental health.
These plans offer more than you might expect and cover things like:
- Adult cleaning
- routine check
- Composite filling
- Full upper denture
- Individual extractions
- Cleaning children
- X-ray of four wings
- Crowns
- Root canal treatment
- orthodontics
The above list is just a sample of what a dental savings plan covers, but it also gives you an excellent idea of the basics it covers.
Dental Discount Plans vs Dental Insurance Plans
This is an old battle; however, if you never stay to watch it to the end, we make it very clear to you:
Who should purchase a dental savings plan?
I believe everyone needs a dental savings plan. Even if you have coverage through an employer, sometimes the plan may not provide the coverage you need because of its annual cap.
If you need immediate dental coverage for a procedure or are tired of paying expensive monthly fees for insurance that won’t cover you right away, you need a dental savings plan.
If you have a large family, a dental savings plan can cover the entire family for a flat annual fee, and everyone can share in the savings. Best of all, there are no health restrictions, so there is no two-year waiting period for root canal treatment or extractions.
Take action
The best way to get a dental savings plan is online, and there really isn’t a better option. You can also click any of the buttons throughout the site to start the application process.
Source link
