The Tide Turns – Blogging Out of Debt Blogging Out of Debt
Written by Hope
My position is secure for the foreseeable future. An agreement has been reached regarding full-time hours on a contract basis with an annual bonus based on total sales. This agreement will be finalized soon and will start within the next quarter.
I received great feedback from my part-time job with just “promotion” in the title. They were very happy with the sales and marketing work and results I was delivering on their behalf. Restaurant sales were up significantly over the previous year.
The children are all fine and mostly acting independently. I am able to concentrate.
I am passionate about my work. Passionate about serving clients and helping them grow their businesses. Passionate about developing and mentoring a young team. And I am so grateful to work with someone I trust and who shares my beliefs.
The tide is turning
End of year goals
So let’s see what the second half of the year holds for me.
My financial goals for the end of the year in order of priority:
- Grow my emergency fund by continuing to put away at least 10% of my total income.
- Increase my travel fund for Thanksgiving and prepare to travel with my kids to Texas when my mother passes away (she has Parkinson’s and has been in hospice care for 2 years next month).
- Pay off all my credit card debt. (My personal loan #2 will be paid off in full next week, so I won’t mention it here.)
- Goal: Deposit $7,000 into a ROTH IRA (that would be $307 per week, so I know that’s a lot. Right now, I’m depositing $35 per week and have only been doing that for 3 weeks at the time of writing this post. I also continue to deposit into my Stash investment accounts weekly as well).
Now it’s time to start planning for 2025. The future is bright, and things are changing…
Hope is a creative, solutions-focused business executive who helps clients grow their businesses and operate more efficiently by leveraging her expertise in project management, digital marketing, and technology solutions. She recently became an empty nester mom as her five adopted children spread their wings. She lives with her three dogs in a small town in Northeast Georgia and would rather live in the mountains than the beach any day. She struggles with travel fever and does her best to help each of her children finish school and become independent (but it’s hard!) She has run her own consulting firm for almost twenty years! Hope began sharing her journey with the BAD community in the spring of 2015 and feels like she’s finally at a place where she can truly focus on making wise financial decisions.